Insurance & Vision Plans We Accept Yorkville Eye Care works with many popular vision and medical insurance plans to help make your care more affordable. Plans commonly seen in our office include: EyeMed Medicare BlueCross BlueShield VSP Aetna Superior Vision Spectera Davis Vision Versant Health VBA If you don’t see your plan listed, let us know. Our team can review your information and let you know how your benefits may apply. Vision vs. Medical Insurance Many patients have both a vision plan and a medical insurance plan. Which one applies depends on the reason for your visit and the findings of your exam. Vision insurance is typically used for routine eye exams, updating glasses or contact lens prescriptions, and lens or frame allowances. Medical insurance is usually billed when you are seen for a medical concern, such as diabetes, red or painful eyes, infections, injuries, or other eye diseases. Your doctor and our front desk team will determine which plan is most appropriate for your visit based on your symptoms, diagnosis, and coverage rules. How We Help You Use Your Benefits Our staff works hard to make using your benefits as simple as possible. Verify eligibility: When you schedule, we collect your insurance information so we can check eligibility before your visit whenever possible. Estimate coverage: We review copays, deductibles, and material allowances based on the information provided by your plan. Apply benefits: We help you apply available benefits toward exams, contact lens fittings, and eyewear when allowed by your policy. Answer questions: If something is unclear, we explain how your benefits are being used and what options you have. Because every plan is different, final coverage is always determined by your insurance company, but we do our best to give you accurate estimates up front. Out-of-Network & Self-Pay Options If we are not in-network with your plan, you still have options for care. We can provide a detailed receipt (superbill) you may submit to your plan for possible reimbursement. Self-pay patients are welcome, and we will review fees before services are performed. Many patients use FSA or HSA funds for exams, contact lenses, and prescription eyewear. Our goal is to make it as easy as possible to receive the care you need, regardless of your insurance network. What to Bring to Your Appointment Your vision and medical insurance cards A valid photo ID Any referral or authorization if your plan requires it Your current glasses and contact lens information Having this information ready helps our team verify your coverage and minimize delays at check-in. Questions About Your Coverage? If you have questions about how your plan works in our office, share your insurance details when you schedule. Our staff will review your benefits and explain what to expect at your visit. Request Appointment Frequently Asked Questions (FAQs)For Insurance & Vision Plans How can I find out if you take my insurance? Share your insurance information when you schedule or before your visit. Our team will check with your plan and let you know how we can use your benefits. Will my exam be billed to vision or medical insurance? It depends on the reason for your visit and the doctor’s findings. Routine vision checks often go through vision insurance, while medical eye problems are usually billed to medical insurance. Does insurance cover contact lens fittings? Some plans contribute toward contact lens services and materials, while others do not. We review your benefits and explain any additional fees before your fitting. Can I use FSA or HSA funds for my visit? In many cases, yes. Flexible Spending and Health Savings accounts can often be used for exams, contact lenses, and prescription glasses. Check your specific account rules for details. What happens if my insurance denies a claim? If a claim is denied or paid differently than expected, we review the explanation of benefits and discuss next steps with you. Any remaining balance is your responsibility, but we’ll help you understand why.